KTC's focus is your transaction. Unlike traditional finance sources KTC is not solely concerned with the balance sheet and income statement. Final credit decisions are made based on four key criteria.
Management Expertise
KTC finances companies with proven expertise in their field, even if they are a start-up.
Reliable Sourcing
KTC funds transactions with suppliers / subcontractors who have a proven track record.
Valid Purchase Orders
KTC will provide financing based upon firm valid purchase orders issued by creditworthy companies. KTC will not support consignment transactions.
Verifiable Repayment
KTC must know how it will be repaid. This can be from banks, factors, asset based lenders, letters of credit, or the ultimate end customer.